Deciding to move home is an exciting time but it is also challenging which is why you need an exceptional service at your disposal. Whether you are moving down the road or across the country, we aim to assist you in making the financing of your new home as straight forward as possible.
Most mortgages are portable, meaning you can transfer them from the property you originally borrowed against to the home to which you want to move.
We can help you find the best option for your circumstances.
Buying your first home
For your first experience on the property ladder we aim to make everything clear and concise. We will advise you on the options you have available depending on your deposit, salary and the type of property you are looking to purchase.
If you are not sure what your options are or have already offered on a property, feel free to give us a call to get some advice.
Mortgages are long-term commitments but you don't have to stick with the same product for the whole term of the loan.
If you require an additional amount or a better rate mortgage on a property you already own, we can help by switching the mortgage on your home to another lender or negotiate a better deal with your existing one.
We have a lot of experience in helping clients secure finance on holiday or second homes. Contact us to talk through your specific needs.
Buy to Let
For those who have large enough deposits, investing in the property market is still an attractive investment. Despite tax changes and future buy-to-let mortgage costs due to rise, there are still positives. Greater demand from tenants, rents that should rise with inflation and the long horizon for interest rate rises, mean many investors are still tempted by buy-to-let.
If you are planning on investing, or just want to know more please give us a call.